Over 35 years of experience

Helping you make strategic moves in planning your financial and personal goals

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Helping you achieve financial freedom

When it comes to your financial future, the decisions you make today can change the course of your life.

Choosing the right financial strategy, considering long-term care, preparing for retirement and navigating these complex matters can quickly become overwhelming. Our process provides you with easy-to-understand recommendations so you can make financial decisions with confidence - and we will help you implement them every step of the way.

Meet the Team

We pride ourselves in offering sound, honest, financial advice based on education, knowledge and experience.

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Services & Solutions

Whatever your stage in life, we can help you feel financially assured with a variety of financial products and services to meet your specific needs.

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Client Resources

Your financial life doesn’t have to be complicated. Bookmark this helpful page for your one-stop-shop for your financial tools and Resources.

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About Us

Commitment to Value

Our actions are driven by trust, reliability, empathy, prudence, and innovation. We are committed to contributing positively to the quality of our clients’ lives, and their financial future. With respect and confidentiality, we will give priority to your goals and concerns and work exclusively for your benefit.

Contact us today to get started

Carlo Deluca

Senior Financial Advisor, Manulife Wealth Inc.
Life Insurance Agent, Manulife Wealth Insurance Services Inc.

Ph: 905-318-7488 | Cell: 289-244-0148 | Fax: 289-239-8290

Carlo has over 35 Years of Experience in the financial industry. He has helped many clients with retirement planning, estate planning and insurance and investment strategies. Carlo has spent a significant amount of time during his career developing advanced financial strategies to enable him to service his clients better. His values represent a commitment to his clients and their families. These key values are part of his financial strategy approach to helping each and every client achieve financial independence. Focused on building long-term relationships with his clients, Carlo’s ultimate goal is to help them find sound financial solutions to achieve their goals.

Andrea DeLuca, BComm, MBA

Associate Advisor, Manulife Wealth Inc.

Associate Advisor, Manulife Wealth Inc.

Ph: 905-318-7488 ext. 6 | Cell: 289-244-0149 | Fax: 289-239-8290

Andrea recently joined Carlo DeLuca’s Team at Manulife Wealth after over 12 years in the financial services industry. In her previous work experience, she worked in various roles within Retail and Commercial Banking while completing her Bachelor of Commerce and Master of Business Administration (MBA) at McMaster University. Leveraging her extensive financial acumen, she is now dedicated to helping individuals grow their wealth and achieve financial success. With a client-centric approach, Andrea is well-positioned to assist the Team’s Clients through the intricacies of investment and savings strategies. Andrea recognizes the importance of thoroughly understanding and respecting the needs and values of each Client. Her track record of building meaningful relationships and delivering results makes her the ideal partner for those seeking to manage their wealth effectively.

Jane Robinson

Administrative Assistant, Manulife Wealth Inc.

Jane has been a part of the Carlo's team for over ten years. She works closely with Carlo DeLuca to provide the administrative support needed to ensure operations run smoothly. Committed to excellent customer service, Jane is focused on ensuring client needs are met. Prior to joining Carlo's team, Jane worked several years for a major bank and had a wide range of responsibilities.

We strive to exceed your expectations every day.

While our efforts will be focused on helping you achieve your objectives, our ultimate goal is for you to surpass them. After all, you’re investing time, money and energy into working with us, and we want to make sure you’re getting maximum value out of our relationship. Throughout our time together, we’ll be constantly looking for new ways to get you closer to where you want to be.

6-step Financial Strategy Process

STEP 1: Establishing and defining the client-advisor relationship

We explain or document the services to be provided and define the responsibilities along with the responsibilities of the client. The advisor and client should agree on how long the relationship will last and on how decisions will be made.

STEP 2: Gathering client data and determining goals and expectations

We will ask about your financial situation, personal and financial goals and attitude about risk. We then gather all necessary documents at this stage before giving you any sound advice.

STEP 3: Analyzing and evaluating the client's financial status

We analyze the information to assess your current situation to determine what must be done to achieve your goals. Depending on the services requested, this assessment could include analyzing your assets, liabilities and cash flow, current insurance coverage, investments or tax strategies.

STEP 4: Developing and presenting the financial strategy recommendations and/or alternatives

We will offer educated recommendations that address your goals, based on the information you have provided. We review our professional recommendations with you to allow you to make the best informed decisions. We listen to your concerns and considerations, and revise our recommendations as appropriate.

STEP 5: Implementing the financial strategy recommendations

We work with you to agree upon how each recommendation should be carried out. Together, we may choose to have us carry out the recommendations for you or serve as a "coach", coordinating the process with you and other professionals such as attorneys or stockbrokers.

STEP 6: Monitoring the financial strategy recommendations

Together we will agree upon who, and how, we will monitor your progress towards your financial goals. We report to you periodically to review the financial situation and adjust any recommendations as needed. As our client, we will always keep you informed and knowledgeable when it comes to your financial strategy and situation.

Services & Solutions

The Value of Advice

Your financial world is constantly changing and understanding how or if it affects you can be overwhelming. That’s why the value of financial advice is more important now than ever before. We aim to help simplify your goals, giving you added confidence in your financial decisions – now and in the future.

Investment Solutions

Whether you’re investing for the first time, saving for the future or embarking on retirement, we can help you enjoy today while you prepare for tomorrow. Save, Invest and grow your wealth with strategies based on your unique priorities. We can provide educated advice and expertise in:

Registered retirement plans (RRSP, RRIF)
Registered education savings plan (RESP)
Tax-free savings account (TFSA)

Learn about our Premier Investment Program

Estate Planning

By planning for tomorrow today, you can retain more of your assets, protect your estate and leave a legacy for your family or loved ones. Depending on your unique situation, there are different ways to achieve your estate planning goals, including business succession, wills, beneficiary designations, powers of attorney, insurance, trusts, tax strategies, and charitable gifts.

TRY THESE ESTATE PLANNING RESOURCES

Planning for Retirement

To enjoy your retirement, you’ll need a steady source of income and a plan uniquely tailored to you. We'll help you understand where your money will come from and when you’ll be able to access it, so you can gain confidence in the potential to grow your future income stream. Whether your focus is travel, leisure, or reaching new goals, there’s one factor that plays a role in every successful retirement — good planning.

CONTACT US TO GET STARTED TODAY!

Insurance Solutions

It’s not what we have in life, but who we have that matters. With the right Insurance solutions, you can protect the people you care about most with easy-to-understand options that offer peace of mind. We can provide educated advice and expertise for solutions tailored to your needs, including:

Travel, Life and Health insurance
Disability and Critical illness protection

APPLY ONLINE OR GET A QUOTE NOW!

Group and Business Solutions

Find simple, cost effective and tax efficient plans to attract and retain the best talent. Stay competitive as an employer and keep your plan members engaged by helping manage their health and wellness. Whether you are a small or large business, we will meet with you to assess your needs and explain your options, some of these could include:

Group benefits & Group retirement
Group pension
Competitive employee benefits
Business and key-person insurance

Banking Solutions

Banking today is about instant access – whether you’re paying with a tap, transferring money, or depositing a cheque or looking for mortgage options. In a fast-paced world, you need your bank to keep up. Manulife Bank has flexible products that fit seamlessly into your day and help you achieve your financial goals.

LEARN MORE ABOUT MANULIFE BANK

Banking Solutions

For more information on services and solutions for your financial needs...

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Stay in Touch

Carlo DeLuca

Senior Financial Advisor,
Manulife Wealth Inc.
Life Insurance Representative
Manulife Wealth Insurance Services Inc.

Contact

Bus: (905) 318-7488
Cell: (289) 244-0148
Fax: (289) 239-8290
Email: Carlo.DeLuca@manulifewealth.ca

Visit Us:

911 Golf Links Road, Suite 308,
Ancaster, ON, L9K 1H9